Richard Russell Gardner

  Noted events in his life were:

• Occupation. Union Bank in NSW

Richard married Annie Clare Gauld Woodrow, daughter of James Woodrow and Maria Fleetwood Luya, on 5 Jun 1913. (Annie Clare Gauld Woodrow was born on 20 Apr 1881 in Gympie, Queensland Australia and died on 18 Sep 1930 in Toowoomba, Queensland Australia.)